Extended Warranties – What is covered and what is not covered.

As a general rule, maintenance items are not covered under any extended warranty. Oil changes, Tires, Brakes and Windshield wipers are examples of maintenance items and are the car owner’s responsibility.
Normally your new vehicle comes with a factory warranty, which is also known as a Bumper to Bumper warranty. Factory warranties may also cover powertrain, corrosion and emissions coverage.

Bumper to Bumper
• A basic warranty or new-vehicle warranty, a bumper-to-bumper policy covers components like air conditioning, audio systems, vehicle sensors, fuel systems and major electrical components.

Powertrain warranty
• This warranty typically covers just the engine and transmission, along with any other moving parts that lead to the wheels, like the driveshaft and constant velocity joints.

Emission warranty
• Major components like catalytic converters and engine control modules are covered for performance and defects.

Here are some examples of Manufacturer Factory Warranty Coverages

Company Bumper to Bumper  Powertrain          Corrosion   Emissions
Buick  4 yrs/50000miles 6 yrs/70000 miles 6 yrs            8 yrs/80000 miles
Chevrolet 3 yrs/36000 miles 5 yrs/60000 miles 6 yrs/100000 miles 8 yrs/80000 miles
Dodge 3 yrs/36000 miles 5 yrs/60000 miles 5 yrs 8 yrs/80000 miles
Ford 3 yrs/36000 miles 5 yrs/60000 miles 5 yrs 8 yrs/80000 miles
Kia 5 yrs/60000 miles 10 yrs/100000 miles 5 yrs/100000 miles  8 yrs/80000 miles

As you can see, coverages vary by Manufacturer and there are some exceptions which can be found in your owner’s manual.

When purchasing a used vehicle, the coverage of an extended warranty becomes very important. An extended car warranty must be purchased before your vehicle needs repairs, you can’t expect to receive coverage on pre-existing problems.

If you meet the years and mileage above, you would continue receiving factory warranty coverage. Once you reach the year or mileage limits, then your extended warranty kicks in.

Extended warranty coverage varies by provider, but in some cases you can extend your coverage up to 10 years and 160000 miles.

Each extended warranty company offers different levels of coverage, so it is important to investigate and understand the coverages offered before selecting a plan.

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